How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
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Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | MGYRMagyar Bancorp, Inc. | BOTJBANK OF THE JAMES FINANCIAL GROUP INC | SOMCSouthern Michigan Bancorp Inc | PPBNPinnacle Bankshares Corp | Median of the restexcluding MGYR |
|---|---|---|---|---|---|
| Type | Company | Company | — | Company | |
| Price | $19.90▲ 0.68 (3.54%) | $29.73▲ 0.84 (2.93%) | $29.00▲ 0.00 (0.00%) | $61.89▲ 0.00 (0.00%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 8.0/10 | 7.3/10 | not reported | 7.3/10 | 7.3/10 |
| Market value | $129.0M | $135.1M | $134.8M | $137.7M | |
| Revenue | — | $4.3M | — | $47.2M | |
| Profit | $9.8M | $9.0M | — | $10.8M | |
| Revenue growthChange in sales versus the prior year. | — | 6.7% | — | 10.5% | 8.6% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | — | 211.1% | — | 22.8% | 117.0% |
| Free cash flow marginCash left after capital spending, as a share of sales. | — | 245.6% | — | 20.6% | 133.1% |
| Return on equityProfit against the owners' stake in the company. | 8.2% | 11.3% | — | 12.0% | 11.7% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 13.21x | 14.97x | — | 12.79x | 13.88x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.09x | 1.69x | — | 1.54x | 1.61x |
| Debt to equityTotal liabilities compared with owners' stake. | 7.39x | 11.98x | — | 10.91x | 11.45x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 5/6 | 6/6 | not reported | 6/6 | 6.0 |
| Bankruptcy riskAltman Z-Score zone. | n/a for banks | n/a for banks | not reported | not reported |
How MGYR compares with the others
- It trades at a P/E in line with the median of the other companies selected (13.2x against 13.9x).
- Its liabilities are lower relative to equity than the median of the other companies selected: 7.4x against 11.4x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.