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NEW YORK STOCK EXCHANGE, INC. · Chemicals · CIK 0001285785
$17.68
-1.01% · delayed ~15 min
Last price from Oct 21, 2026
$5.61B market value
From MOSAIC CO's FY2025 10-K, filed Feb 27, 2026 · read the filing
MOSAIC makes paints, coatings and speciality chemicals. It took in $12.05B last year, which makes it a large company. Of every dollar it sells, about 4 cents is left as profit.
The financial picture is led by accounting, with profitability and growth worth watching, while debt remain weak.
A conclusion from the filings, not a recommendation. Detailed figures and supporting evidence appear in their dedicated sections below.
Triggered early repayment on an obligation, in a filing on 2026-08-28.
Form 8-K, item 2.04 · Read the filing
A published bankruptcy-risk model places it in its distress range. This is a statistical reading, not a forecast.
Altman Z-Score 1.75
Recent open-market selling by Precourt Walter F. III, not under a pre-arranged plan.
$508.8K sold in the last 120 days · Read the filing
These are things the company filed or that a published model flagged — not predictions, and not a reason on their own to buy or sell anything.
Financial health
A mixed picture — some clear strengths and some weaknesses.
From MOSAIC CO's FY2025 annual filing · share price scored separately
Largest year-over-year changes in FY2025
Profit
$174.9M → $540.7M
Free cash flow
$47.4M → -$534.6M
Earnings per share
$0.55 → $1.70
Gross profit
$1.51B → $1.90B
Measured against FY2024, from the 10-K filed Feb 27, 2026
Improved: +209.1%
$174.9M to $540.7MCritical
Why it matters: Profit swings far more than sales do, and one-off items — a legal settlement, a tax charge, an asset sale — move it without the underlying business changing.
How the latest move compares (quote delayed ~15 min), and what was published around it
MOS fell 1.01% on the latest quote. The average Materials company tracked here moved −1.20%, and the S&P 500 −1.04%. That is in line with its sector and in line with the market.
These coincide with the move in time. None is presented as its cause: a price can move on news that names no company, on the wider market, or on trading that no document records.
Expectations
Not from the filings — what other people are betting on, and what the price already assumes.
Opinions from 25 analysts covering this company, as of . Their views, not this site's.
Of 25 analysts publishing on this company, 2 say strong buy, 9 say buy, 12 say hold and 2 say sell. Analysts are paid to publish a view and are wrong often; the split above says how much they agree with each other, which is the part a single headline rating hides.
Published by Finnhub. Analyst coverage skews towards larger companies and towards optimism — sell ratings are rare across the whole market, so a company with none is ordinary rather than endorsed.
The essentials
Each answered from the filings, with the numbers behind it.
Yes. It keeps about 4 cents of every dollar of sales as profit, earning $540.7M last year. Note that after $1.36B of spending on property and equipment, it consumed $534.6M more cash than it generated.
Slowly. Sales grew 8.4% last year.
Core operating and valuation reference metrics
Whether the dividend is covered by what the business actually earns
It pays out 52 cents of every dollar of profit and keeps the rest, which leaves the payment comfortably covered. It paid out 34% of the cash its operations generated. It has paid in each of the last 12 years.
GoodFigures from the FY2025 annual filing
Last year it earned $540.7M and generated $824.8M of cash from operations.
Reported annual figures
As reported to the SEC, in USD. Hover or show sources to see where each figure came from.
| Income statement | FY202510-K · Feb 27, 2026Filing for FY2025 | FY202410-K · Mar 3, 2025Filing for FY2024 | FY202310-K · Feb 22, 2024Filing for FY2023 | FY202210-K · Feb 23, 2023Filing for FY2022 | FY202110-K · Feb 23, 2023Filing for FY2021 | ChangeFY2025 vs FY2024 |
|---|---|---|---|---|---|---|
| RevenueWhat is this? | $12.05B | $11.12B | $13.70B | $19.13B | $12.36B | +8.4% |
| Cost of revenue | $10.15B | $9.61B | $11.49B | $13.37B | $9.16B | +5.6% |
| Gross profit | $1.90B | $1.51B | $2.21B | $5.76B | $3.20B | +25.8% |
| Gross marginGross profit ÷ revenueWhat is this? | 15.8% | 13.6% | 16.1% | 30.1% | 25.9% | +2.2 pts |
| Selling, general and administrative | $533.9M | $496.9M | $500.5M | $498.0M | $430.5M | +7.4% |
| Operating income | $821.5M | $621.5M | $1.34B | $4.79B | $2.47B | +32.2% |
| Operating marginOperating income ÷ revenueWhat is this? | 6.8% | 5.6% | 9.8% | 25.0% | 20.0% | +1.2 pts |
| Interest expense | $241.5M | $230.0M | $189.0M | $168.8M | $194.3M | +5.0% |
| Income before tax | $1.21B | $315.4M | $1.33B | $4.64B | $2.22B | +284.6% |
| Net income | $540.7M | $174.9M | $1.16B | $3.58B | $1.63B | +209.1% |
| Net marginNet income ÷ revenueWhat is this? | 4.5% | 1.6% | 8.5% | 18.7% | 13.2% | +2.9 pts |
| Earnings per shareNet income ÷ shares outstanding at the period end — close to, but not the same as, the reported EPSWhat is this? | $1.70 | $0.5519 | $3.59 | $10.57 | $4.42 | +208.7% |
† calculated from other reported figures, such as total liabilities as assets minus equity.
This company's latest filing beside its peers' stored scores
| Company | Health | F-Score | Revenue growth | Profit margin | P/E | Debt to equity |
|---|---|---|---|---|---|---|
| MOSMOSAIC CO · this page | 6.0/10 | 8/9 | 8.4% | 4.5% | 10.38x |
Insider activity, ownership stakes and what's coming — straight from EDGAR, before any article is written about it
Officers, directors and major shareholders must report within two business days of a trade.
Was granted or awarded shares — 65 shares at $24.73 ($1.6K)
Holds 7,351 shares after this filing.
Sold on the open market — 23,000 shares at $22.12 ($508.8K)
Holds 116,198 shares after this filing.
Notice filed ahead of a planned sale — the sale itself has not necessarily happened yet.
20 recent filings, newest first. Each is labelled from its form and item numbers, not from its wording.
Had a director or senior officer leave or join
Read the filingTriggered early repayment on an obligation
Read the filingWrite down why you are following MOSAIC CO, what has to go right and what would change your mind, then see each new annual report measured against it. Sign in to start one.
Go deeper
Every figure above traces back to a filing in the timeline, each linked to the document itself.
Coverage from the last 30 days
Mosaic Announces Quarterly Dividend of $0.22 Per Share
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S&P 500 Top Movers: Oct. 19, 2026 US Session Gainers and Losers
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S&P 500 Top Movers: Gainers and Losers in Today's Session
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S&P 500 Gap-Down Stocks in Today's Session
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Earnings Preview: What to Expect From Mosaic’s Report
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Every company's figures are checked for internal consistency: the balance sheet adding up, figures sharing one currency, cash flow and share counts within plausible ranges, and how recent the latest annual report is. Nothing here changes a figure.
Financial figures are from MOS's 10-K for fiscal year 2025 (period ending 2025-12-31, filed Feb 27, 2026), reported under the US GAAP taxonomy. View the source filing. Total liabilities were not tagged directly and were calculated as assets minus equity.
4 of 4 scored areas had enough reported figures to judge
The score averages profitability, growth, debt and accounting. All four had enough reported figures. Cash generation is shown for context and already feeds profitability. Valuation is scored separately, because a share price says nothing about whether the business is sound. 9 of the 9 Piotroski checks could be evaluated. How the score works
Each year scored only from its annual report as it was first filed
| Fiscal year | Health | F-Score | Scored from |
|---|---|---|---|
| FY2025 | 7.0 | 8/9 | 10-K, filed Feb 27, 2026 |
| FY2024 | 6.0 | 4/9 | 10-K, filed Mar 3, 2025 |
| FY2023 | 7.0 | 5/9 | 10-K, filed Feb 22, 2024 |
| FY2022 | 10.0 | 9/9 | 10-K, filed Feb 23, 2023 |
| FY2021 | 10.0 | 8/9 | 10-K, filed Feb 23, 2022 |
| FY2020 | 6.0 | 7/9 | 10-K, filed Feb 22, 2021 |
A later restatement never reaches back into an earlier year, and every year is scored without a share price, so the latest point can differ a little from the headline score, which uses today's price.
Every check behind the three models, and what each one tests
8 of 9 checks passed
Nine yes-or-no tests of whether this year's finances improved on last year's.
1.75
In the distress zone
For this model, above 2.99 is safe and below 1.81 is distress.
Distance from bankruptcy, from a model fitted on companies that did and did not go bust. It describes a balance sheet's shape today; it does not forecast a failure.
-2.65
Below the threshold — nothing unusual flagged
Scores above -1.78 are the ones the model associates with earnings manipulation.
Screens eight accounting ratios for the pattern earnings manipulators tend to leave. A flag is a reason to read the filing closely, never evidence of wrongdoing.
Every figure above comes from the FY2025 filing as filed with the SEC.
Deteriorated: turned negative
$47.4M to -$534.6MCritical
Why it matters: Cash left after paying for the plant that produced it — the money genuinely available for dividends, buybacks or paying down debt. Harder to flatter than profit.
Improved: +208.7%
$0.55 to $1.70Critical
Why it matters: Profit divided by the shares in issue at the period end, so it sits close to but not on the company's own reported figure. It can rise with no growth in profit when the company buys back stock — read it beside the share count.
Improved: +25.8%
$1.51B to $1.90BSignificant
Why it matters: What is left of sales after the direct cost of producing them. It normally moves with revenue, so a move out of step with revenue is the part worth noticing.
Improved: +32.2%
$621.5M to $821.5MSignificant
Why it matters: Profit from running the business, before interest and tax. Less exposed than profit to one-off financing and tax items, so a clearer read on the business itself.
Deteriorated: +27.6%
$3.33B to $4.25BSignificant
Why it matters: Rising debt is not automatically bad — borrowing to build something that earns more than the interest is ordinary. It matters when it grows faster than the profit meant to service it.
Improved: +8.4%
$11.12B to $12.05BNotable
Why it matters: Sales are what everything else is built on. A fall can be lost customers, lower prices, or a business the company sold — the filing itself says which.
Improved: +2.2 pts
13.6% to 15.8%Notable
Why it matters: What survives each sale before overheads. Falling gross margin usually means the company is discounting or its input costs rose — it is the earliest place pricing pressure shows.
Improved: +1.2 pts
5.6% to 6.8%Notable
Why it matters: What survives each sale after running the business. A falling operating margin beside a steady gross margin points at overheads — wages, marketing, research — rather than pricing.
Improved: +2.9 pts
1.6% to 4.5%Notable
Why it matters: What survives to the very end of each sale. Worth reading beside revenue: growing sales on a shrinking margin means the company is buying its growth.
Changed: +8.6%
$1.25B to $1.36BNotable
Why it matters: Neither good nor bad on its own. Heavy spending is a company building capacity or a company struggling to stand still, and the two look identical in this figure.
Q2 FY2026 against Q2 FY2025, from the 10-Q filed Aug 5, 2026 — read it.
Deteriorated: -58.6%
$518.6M to $214.7MCritical
Why it matters: What is left of sales after the direct cost of producing them. It normally moves with revenue, so a move out of step with revenue is the part worth noticing.
Deteriorated: turned negative
$244.4M to -$35.5MCritical
Why it matters: Profit from running the business, before interest and tax. Less exposed than profit to one-off financing and tax items, so a clearer read on the business itself.
Deteriorated: turned negative
$410.7M to -$272.8MCritical
Why it matters: Profit swings far more than sales do, and one-off items — a legal settlement, a tax charge, an asset sale — move it without the underlying business changing.
Deteriorated: −9.7 pts
17.3% to 7.6%Critical
Why it matters: What survives each sale before overheads. Falling gross margin usually means the company is discounting or its input costs rose — it is the earliest place pricing pressure shows.
Deteriorated: −9.4 pts
8.1% to -1.3%Critical
Why it matters: What survives each sale after running the business. A falling operating margin beside a steady gross margin points at overheads — wages, marketing, research — rather than pricing.
Deteriorated: −23.3 pts
13.7% to -9.7%Critical
Why it matters: What survives to the very end of each sale. Worth reading beside revenue: growing sales on a shrinking margin means the company is buying its growth.
Deteriorated: turned negative
$1.29 to -$0.86Critical
Why it matters: Profit divided by the shares in issue at the period end, so it sits close to but not on the company's own reported figure. It can rise with no growth in profit when the company buys back stock — read it beside the share count.
Deteriorated: +43.1%
$3.33B to $4.77BCritical
Why it matters: Rising debt is not automatically bad — borrowing to build something that earns more than the interest is ordinary. It matters when it grows faster than the profit meant to service it.
Deteriorated: -6.0%
$3.01B to $2.82BNotable
Why it matters: Sales are what everything else is built on. A fall can be lost customers, lower prices, or a business the company sold — the filing itself says which.
Q2 FY2026 against Q1 FY2026, from the 10-Q filed Aug 5, 2026 — read it. Quarter-to-quarter moves include seasonal swings — a retailer's holiday quarter — which the year-earlier comparison removes.
Improved: $337.4M narrower
-$372.9M to -$35.5MCritical
Why it matters: Profit from running the business, before interest and tax. Less exposed than profit to one-off financing and tax items, so a clearer read on the business itself.
Improved: +11.2 pts
-12.4% to -1.3%Critical
Why it matters: What survives each sale after running the business. A falling operating margin beside a steady gross margin points at overheads — wages, marketing, research — rather than pricing.
Deteriorated: -5.8%
$3.00B to $2.82BNotable
Why it matters: Sales are what everything else is built on. A fall can be lost customers, lower prices, or a business the company sold — the filing itself says which.
Deteriorated: -8.9%
$235.6M to $214.7MNotable
Why it matters: What is left of sales after the direct cost of producing them. It normally moves with revenue, so a move out of step with revenue is the part worth noticing.
Deteriorated: $15.2M wider
-$257.6M to -$272.8MNotable
Why it matters: Profit swings far more than sales do, and one-off items — a legal settlement, a tax charge, an asset sale — move it without the underlying business changing.
Deteriorated: −1.1 pts
-8.6% to -9.7%Notable
Why it matters: What survives to the very end of each sale. Worth reading beside revenue: growing sales on a shrinking margin means the company is buying its growth.
Deteriorated: $0.05 wider
-$0.81 to -$0.86Notable
Why it matters: Profit divided by the shares in issue at the period end, so it sits close to but not on the company's own reported figure. It can rise with no growth in profit when the company buys back stock — read it beside the share count.
Deteriorated: +11.6%
$4.27B to $4.77BNotable
Why it matters: Rising debt is not automatically bad — borrowing to build something that earns more than the interest is ordinary. It matters when it grows faster than the profit meant to service it.
3 other measures barely moved. Figures compare the two most recent annual filings — read the latest one. Moves are graded on fixed lines — 5%, 15% and 40% for amounts, and 1, 3 and 8 points for margins — as notable, significant or critical. Nothing here reads the management commentary, which is where a company explains its own numbers.
Filter by minute, hour, day or week — or compare against peers
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Measured on and published about a week later — this is a fortnightly snapshot, not a live position.
About 9.4% of this company's shares have been borrowed and sold by people expecting to buy them back cheaper. That is a bet the price falls. Those people can be wrong, and when a heavily shorted share rises they have to buy it back, which pushes it up further.
Collected by FINRA from broker-dealers twice a month. It counts positions, not intentions, and some of it is hedging rather than a directional bet against the company.
Nothing in this section is a figure this company reported about itself. These are expectations and positions — what the price implies, what analysts have published, what short sellers are betting, and what large funds held at the last count. WylthIQ reports them; it does not endorse them, does not forecast prices, and takes no view on whether any of them will turn out to be right.
Manageable, but notable. Clearing its debt would take about 5.7 years of cash flow. For every $1 it owes, it owns $1.97 in assets. A bankruptcy-risk model also places it in its distress range.
The trailing P/E is 19.2x — investors pay $19.2 for each $1 of trailing profit.
Nothing unusual. Its accounting patterns look like those of companies that report earnings straightforwardly.
| 1.03x |
| CFCF Industries Holdings, Inc. | 10.0/10 | 8/9 | 19.3% | 25.4% | 10.13x | 1.91x |
|---|
| Median of peers | 10.0/10 | — | 19.3% | 25.4% | 10.13x | 1.91x |
|---|
Peers come from the company's industry classification. A difference describes the companies; it does not rank them.
Filed notice to sell 23,000 shares ($508.6K) on or after .
Shares originally obtained via Restricted Stock Vesting.
Not investment advice, and not a signal to act on by itself — a filing says what happened, not why, and insiders trade for ordinary reasons having nothing to do with where they think the company is headed.
Took on a direct financial obligation · Reported another event
Reported another event
Read the filingReported another event
Read the filingReported another event
Read the filingQuarterly report for Q2 FY2026
Revenue -6.0% · Operating margin −9.4 pts · Gross profit -58.6% — against Q2 FY2025
Read the filingPublished results
Read the filingMade a Regulation FD disclosure
Read the filingHeld a shareholder vote
Read the filingQuarterly report for Q1 FY2026
Revenue +14.4% · Operating margin −25.4 pts · Gross profit -51.8% — against Q1 FY2025
Read the filingPublished results
Read the filingProxy statement for a shareholder meeting
Read the filingRecorded a material impairment
Read the filingAnnual report for FY2025
Revenue +8.4% · Operating margin +1.2 pts · Profit +209.1% — against FY2024
Read the filingAnnual report for FY2025
Revenue +8.4% · Operating margin +1.2 pts · Profit +209.1% — against FY2024
Read the filingPublished results
Read the filingAttached financial statements or exhibits
Read the filingTook on a direct financial obligation · Reported another event
Read the filingQuarterly report for Q3 FY2025
Revenue +22.8% · Operating margin +5.7 pts · Operating income +194.5% — against Q3 FY2024
Read the filingPrimary sources and further research