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NEW YORK STOCK EXCHANGE, INC. · Financial Services · CIK 0000038777
$31.52
-0.51% · delayed ~15 min
Last price from Oct 22, 2026
$16.42B market value
From FRANKLIN TEMPLETON INC's FY2025 10-K, filed Nov 10, 2025 · read the filing
FRANKLIN TEMPLETON trades securities and runs financial markets. It took in $8.77B last year, which makes it a mid-sized company. Of every dollar it sells, about 6 cents is left as profit.
The financial picture is mixed, with profitability, growth and debt needing attention.
A conclusion from the filings, not a recommendation. Detailed figures and supporting evidence appear in their dedicated sections below.
Recent open-market selling by FRANKLIN TEMPLETON INC, not under a pre-arranged plan.
$5.0M sold in the last 120 days · Read the filing
These are things the company filed or that a published model flagged — not predictions, and not a reason on their own to buy or sell anything.
Financial health
A mixed picture — some clear strengths and some weaknesses.
From FRANKLIN TEMPLETON INC's FY2025 annual filing · share price scored separately
Largest year-over-year changes in FY2025
Operating income
$407.6M → $604.1M
Long-term debt
$2.78B → $2.36B
Cash
$4.41B → $3.57B
Profit
$464.8M → $524.9M
Measured against FY2024, from the 10-K filed Nov 10, 2025
Improved: +48.2%
$407.6M to $604.1MCritical
Why it matters: Profit from running the business, before interest and tax. Less exposed than profit to one-off financing and tax items, so a clearer read on the business itself.
Improved: -15.0%
$2.78B to $2.36BSignificant
Why it matters: Rising debt is not automatically bad — borrowing to build something that earns more than the interest is ordinary. It matters when it grows faster than the profit meant to service it.
How the latest move compares (quote delayed ~15 min), and what was published around it
BEN fell 0.51% on the latest quote. The average Financials company tracked here moved +1.13%, and the S&P 500 −1.04%. That is 1.6 points below its sector and 0.5 points above the market.
Expectations
Not from the filings — what other people are betting on, and what the price already assumes.
Opinions from 18 analysts covering this company, as of . Their views, not this site's.
Of 18 analysts publishing on this company, 1 say strong buy, 5 say buy, 10 say hold and 2 say sell. Analysts are paid to publish a view and are wrong often; the split above says how much they agree with each other, which is the part a single headline rating hides.
Published by Finnhub. Analyst coverage skews towards larger companies and towards optimism — sell ratings are rare across the whole market, so a company with none is ordinary rather than endorsed.
The essentials
Each answered from the filings, with the numbers behind it.
Yes. It keeps about 6 cents of every dollar of sales as profit, earning $524.9M last year.
Slowly. Sales grew 3.5% last year.
For every $1 it owes, it owns $1.78 in assets. Banks and insurers always carry high debt — that is how lending works — so this is normal for the industry and not comparable with other sectors.
Core operating and valuation reference metrics
Whether the dividend is covered by what the business actually earns
It paid out more than it earned — 130 cents for every dollar of profit. A payment above earnings has to be funded from somewhere else, so it is worth checking whether that can continue. It paid out 64% of the cash its operations generated. It has paid in each of the last 12 years.
WeakNext payment expected around , projected from how regularly it has paid before rather than from a date the company has announced.
Figures from the FY2025 annual filing
Last year it earned $524.9M and generated $1.07B of cash from operations.
As reported to the SEC, in USD. Hover or show sources to see where each figure came from.
| Income statement | FY202510-K · Nov 10, 2025Filing for FY2025 | FY202410-K · Nov 12, 2024Filing for FY2024 | FY202310-K · Nov 12, 2024Filing for FY2023 | FY202210-K · Nov 14, 2022Filing for FY2022 | FY202110-K · Nov 19, 2021Filing for FY2021 | ChangeFY2025 vs FY2024 |
|---|---|---|---|---|---|---|
| RevenueWhat is this? | $8.77B | $8.48B | $7.85B | $8.28B | $8.43B | +3.5% |
| Selling, general and administrative | $774.5M | $703.3M | $565.0M | $564.9M | $537.2M | +10.1% |
| Operating income | $604.1M | $407.6M | $1.10B | $1.77B | $1.88B | +48.2% |
| Operating marginOperating income ÷ revenueWhat is this? | 6.9% | 4.8% | 14.0% | 21.4% | 22.3% | +2.1 pts |
| Interest expense | $94.9M | $97.2M | $123.7M | $98.2M | $85.4M | −2.4% |
| Income before tax | $786.8M | $823.2M | $1.34B | $1.73B | $2.44B | −4.4% |
| Net income | $524.9M | $464.8M | $882.8M | $1.29B | $1.83B | +12.9% |
| Net marginNet income ÷ revenueWhat is this? | 6.0% | 5.5% | 11.2% | 15.6% | 21.7% | +0.5 pts |
| Earnings per shareNet income ÷ shares outstanding at the period end — close to, but not the same as, the reported EPSWhat is this? | $1.01 | $0.8877 | $1.78 | $2.59 | $3.65 | +13.5% |
† calculated from other reported figures, such as total liabilities as assets minus equity.
This company's latest filing beside its peers' stored scores
| Company | Health | F-Score | Revenue growth | Profit margin | P/E | Debt to equity |
|---|---|---|---|---|---|---|
| BENFRANKLIN TEMPLETON INC · this page | 6.0/10 | 7/7 |
Insider activity, ownership stakes and what's coming — straight from EDGAR, before any article is written about it
Officers, directors and major shareholders must report within two business days of a trade.
Sold on the open market — 441,696 shares at $11.32 ($5.0M)
Holds 4,661,961 shares after this filing.
Gifted shares — 32,625 shares
Holds 3,753,930 shares after this filing.
20 recent filings, newest first. Each is labelled from its form and item numbers, not from its wording.
Took on a direct financial obligation · Reported another event
Read the filingQuarterly report for Q3 FY2026
Revenue +14.3% · Operating margin +1.7 pts · Operating income +40.0% — against Q3 FY2025
Read the filingWrite down why you are following FRANKLIN TEMPLETON INC, what has to go right and what would change your mind, then see each new annual report measured against it. Sign in to start one.
Go deeper
Every figure above traces back to a filing in the timeline, each linked to the document itself.
The 150 subsidiaries named in its 10-K, incorporated across 38 places. A filer lists the significant ones and may leave the rest out, so this is the floor rather than the full count.
Every company's figures are checked for internal consistency: the balance sheet adding up, figures sharing one currency, cash flow and share counts within plausible ranges, and how recent the latest annual report is. Nothing here changes a figure.
Financial figures are from BEN's 10-K for fiscal year 2025 (period ending 2025-09-30, filed Nov 10, 2025), reported under the US GAAP taxonomy. View the source filing.
3 of 4 scored areas had enough reported figures to judge
The score averages profitability, growth, debt and accounting. Accounting had too few reported figures and is left out of the average rather than counted as a weakness, so a company is never marked down for a figure it did not publish. Cash generation is shown for context and already feeds profitability. Valuation is scored separately, because a share price says nothing about whether the business is sound. 7 of the 9 Piotroski checks could be evaluated. How the score works
Each year scored only from its annual report as it was first filed
| Fiscal year | Health | F-Score | Scored from |
|---|---|---|---|
| FY2025 | 6.0 | 7/7 | 10-K, filed Nov 10, 2025 |
| FY2024 | 6.0 | 5/7 | 10-K, filed Nov 12, 2024 |
| FY2023 | 6.0 | 5/7 | 10-K, filed Nov 14, 2023 |
| FY2022 | 6.0 | 5/7 | 10-K, filed Nov 14, 2022 |
| FY2021 | 8.7 | 5/7 | 10-K, filed Nov 19, 2021 |
| FY2020 | 6.0 | 4/7 | 10-K, filed Nov 23, 2020 |
A later restatement never reaches back into an earlier year, and every year is scored without a share price, so the latest point can differ a little from the headline score, which uses today's price.
Every check behind the three models, and what each one tests
7 of 7 checks passed
Nine yes-or-no tests of whether this year's finances improved on last year's. 2 could not be evaluated and are excluded from the total rather than counted as failures.
not reported — Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
Distance from bankruptcy, from a model fitted on companies that did and did not go bust. It describes a balance sheet's shape today; it does not forecast a failure.
not reported — Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
Screens eight accounting ratios for the pattern earnings manipulators tend to leave. A flag is a reason to read the filing closely, never evidence of wrongdoing.
Every figure above comes from the FY2025 filing as filed with the SEC.
Deteriorated: -18.9%
$4.41B to $3.57BSignificant
Why it matters: A falling cash pile is only a warning if the company is consuming it. Paying down debt, buying back stock and paying a dividend all reduce cash by choice.
Improved: +12.9%
$464.8M to $524.9MNotable
Why it matters: Profit swings far more than sales do, and one-off items — a legal settlement, a tax charge, an asset sale — move it without the underlying business changing.
Improved: +2.1 pts
4.8% to 6.9%Notable
Why it matters: What survives each sale after running the business. A falling operating margin beside a steady gross margin points at overheads — wages, marketing, research — rather than pricing.
Improved: +14.8%
$794.2M to $911.6MNotable
Why it matters: Cash left after paying for the plant that produced it — the money genuinely available for dividends, buybacks or paying down debt. Harder to flatter than profit.
Improved: +13.5%
$0.89 to $1.01Notable
Why it matters: Profit divided by the shares in issue at the period end, so it sits close to but not on the company's own reported figure. It can rise with no growth in profit when the company buys back stock — read it beside the share count.
Changed: -12.8%
$177.1M to $154.5MNotable
Why it matters: Neither good nor bad on its own. Heavy spending is a company building capacity or a company struggling to stand still, and the two look identical in this figure.
Q3 FY2026 against Q3 FY2025, from the 10-Q filed Jul 31, 2026 — read it.
Improved: +40.0%
$154.1M to $215.8MCritical
Why it matters: Profit from running the business, before interest and tax. Less exposed than profit to one-off financing and tax items, so a clearer read on the business itself.
Improved: +85.8%
$92.3M to $171.5MCritical
Why it matters: Profit swings far more than sales do, and one-off items — a legal settlement, a tax charge, an asset sale — move it without the underlying business changing.
Improved: +89.8%
$0.18 to $0.34Critical
Why it matters: Profit divided by the shares in issue at the period end, so it sits close to but not on the company's own reported figure. It can rise with no growth in profit when the company buys back stock — read it beside the share count.
Improved: +14.3%
$2.06B to $2.36BNotable
Why it matters: Sales are what everything else is built on. A fall can be lost customers, lower prices, or a business the company sold — the filing itself says which.
Improved: +1.7 pts
7.5% to 9.2%Notable
Why it matters: What survives each sale after running the business. A falling operating margin beside a steady gross margin points at overheads — wages, marketing, research — rather than pricing.
Improved: +2.8 pts
4.5% to 7.3%Notable
Why it matters: What survives to the very end of each sale. Worth reading beside revenue: growing sales on a shrinking margin means the company is buying its growth.
Improved: -9.9%
$2.67B to $2.40BNotable
Why it matters: Rising debt is not automatically bad — borrowing to build something that earns more than the interest is ordinary. It matters when it grows faster than the profit meant to service it.
Improved: -2.1%
518.4M to 507.5MNotable
Why it matters: The company bought back stock, so each remaining holding owns slightly more of it. Worth checking it was not funded by borrowing.
Q3 FY2026 against Q2 FY2026, from the 10-Q filed Jul 31, 2026 — read it. Quarter-to-quarter moves include seasonal swings — a retailer's holiday quarter — which the year-earlier comparison removes.
Deteriorated: -33.3%
$323.3M to $215.8MSignificant
Why it matters: Profit from running the business, before interest and tax. Less exposed than profit to one-off financing and tax items, so a clearer read on the business itself.
Deteriorated: -36.1%
$268.2M to $171.5MSignificant
Why it matters: Profit swings far more than sales do, and one-off items — a legal settlement, a tax charge, an asset sale — move it without the underlying business changing.
Deteriorated: −4.9 pts
14.1% to 9.2%Significant
Why it matters: What survives each sale after running the business. A falling operating margin beside a steady gross margin points at overheads — wages, marketing, research — rather than pricing.
Deteriorated: −4.4 pts
11.7% to 7.3%Significant
Why it matters: What survives to the very end of each sale. Worth reading beside revenue: growing sales on a shrinking margin means the company is buying its growth.
Deteriorated: -34.5%
$0.52 to $0.34Significant
Why it matters: Profit divided by the shares in issue at the period end, so it sits close to but not on the company's own reported figure. It can rise with no growth in profit when the company buys back stock — read it beside the share count.
Deteriorated: +6.6%
$2.25B to $2.40BNotable
Why it matters: Rising debt is not automatically bad — borrowing to build something that earns more than the interest is ordinary. It matters when it grows faster than the profit meant to service it.
Improved: +5.4%
$3.57B to $3.76BNotable
Why it matters: A falling cash pile is only a warning if the company is consuming it. Paying down debt, buying back stock and paying a dividend all reduce cash by choice.
Improved: -2.3%
519.6M to 507.5MNotable
Why it matters: The company bought back stock, so each remaining holding owns slightly more of it. Worth checking it was not funded by borrowing.
4 other measures barely moved. Figures compare the two most recent annual filings — read the latest one. Moves are graded on fixed lines — 5%, 15% and 40% for amounts, and 1, 3 and 8 points for margins — as notable, significant or critical. Nothing here reads the management commentary, which is where a company explains its own numbers.
These coincide with the move in time. None is presented as its cause: a price can move on news that names no company, on the wider market, or on trading that no document records.
Filter by minute, hour, day or week — or compare against peers
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Measured on and published about a week later — this is a fortnightly snapshot, not a live position.
About 3.5% of this company's shares have been borrowed and sold by people expecting to buy them back cheaper. That is a bet the price falls. Those people can be wrong, and when a heavily shorted share rises they have to buy it back, which pushes it up further.
Collected by FINRA from broker-dealers twice a month. It counts positions, not intentions, and some of it is hedging rather than a directional bet against the company.
Nothing in this section is a figure this company reported about itself. These are expectations and positions — what the price implies, what analysts have published, what short sellers are betting, and what large funds held at the last count. WylthIQ reports them; it does not endorse them, does not forecast prices, and takes no view on whether any of them will turn out to be right.
The trailing P/E is 20.9x — investors pay $20.9 for each $1 of trailing profit.
Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
Reported annual figures
| 3.5% |
| 6.0% |
| 31.28x |
| 1.51x |
| NTRSNORTHERN TRUST CORP | 7.3/10 | 4/6 | 6.1% | 34.6% | 17.79x | 12.67x |
|---|
| TROWPRICE T ROWE GROUP INC | 7.3/10 | 3/6 | 3.1% | 28.5% | 10.83x | 0.21x |
|---|
| Median of peers | 7.3/10 | — | 4.6% | 31.6% | 14.31x | 6.44x |
|---|
Peers come from the company's industry classification. A difference describes the companies; it does not rank them.
Gifted shares — 32,625 shares
Holds 638,554 shares after this filing.
Was granted or awarded shares — 82,025 shares at $31.18 ($2.6M)
Holds 690,609 shares after this filing.
Was granted or awarded shares — 23,814 shares at $31.18 ($742.5K)
Holds 2,700,800 shares after this filing.
Was granted or awarded shares — 22,259 shares
Holds 2,723,059 shares after this filing.
Was granted or awarded shares — 202,053 shares at $31.18 ($6.3M)
Holds 3,640,034 shares after this filing.
Was granted or awarded shares — 146,521 shares
Holds 3,786,555 shares after this filing.
Was granted or awarded shares — 99,664 shares at $31.18 ($3.1M)
Holds 816,928 shares after this filing.
Was granted or awarded shares — 117,420 shares
Holds 934,348 shares after this filing.
Was granted or awarded shares — 137,589 shares at $31.18 ($4.3M)
Holds 528,473 shares after this filing.
Was granted or awarded shares — 3,689 shares
Holds 532,162 shares after this filing.
Was granted or awarded shares — 19,244 shares at $31.18 ($600.0K)
Holds 102,049 shares after this filing.
Was granted or awarded shares — 18,426 shares
Holds 120,475 shares after this filing.
Estimated from how often this has happened before, not a confirmed date.
Not investment advice, and not a signal to act on by itself — a filing says what happened, not why, and insiders trade for ordinary reasons having nothing to do with where they think the company is headed.
Published results · Amended its charter or changed its financial year · Made a Regulation FD disclosure
Signed a material agreement · Terminated a material agreement · Took on a direct financial obligation
Read the filingHad a director or senior officer leave or join
Read the filingReported another event
Read the filingQuarterly report for Q2 FY2026
Revenue +8.7% · Operating margin +7.2 pts · Operating income +122.0% — against Q2 FY2025
Read the filingPublished results · Made a Regulation FD disclosure
Read the filingHad a director or senior officer leave or join · Held a shareholder vote
Read the filingQuarterly report for Q1 FY2026
Operating margin +2.4 pts · Profit +56.2% · Earnings per share +57.4% — against Q1 FY2025
Read the filingPublished results · Made a Regulation FD disclosure
Read the filingProxy statement for a shareholder meeting
Read the filingSigned a material agreement · Took on a direct financial obligation · Reported another event
Read the filingReported another event
Read the filingAnnual report for FY2025
Operating margin +2.1 pts · Operating income +48.2% · Long-term debt -15.0% — against FY2024
Read the filingPublished results · Made a Regulation FD disclosure
Read the filingHad a director or senior officer leave or join
Read the filingQuarterly report for Q3 FY2025
Operating margin −3.0 pts · Profit -47.0% · Earnings per share -46.6% — against Q3 FY2024
Read the filingPublished results · Made a Regulation FD disclosure
Read the filingAmended its charter or changed its financial year
Read the filingThe first 40 of 150. The rest are in the exhibit.
Source: Exhibit 21 of the 10-K filed 2025-11-10. These are legal entities, not brands or acquisitions — a company that bought a business may hold it inside an entity named here, or inside one small enough that the rule does not require naming it at all.
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