How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
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Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | UVSPUNIVEST FINANCIAL Corp | OSBCOLD SECOND BANCORP INC | FMBLFarmers & Merchants Bank of Long Beach | MCBMetropolitan Bank Holding Corp. | Median of the restexcluding UVSP |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $42.14▼ 0.14 (0.33%) | $24.43▼ 0.28 (1.13%) | $9840.00▲ 90.10 (0.92%) | $96.88▲ 0.98 (1.02%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 7.3/10 | 8.0/10 | 8.7/10 | 6.0/10 | 8.0/10 |
| Market value | $1.19B | $1.29B | $1.20B | $977.4M | |
| Revenue | $328.1M | — | $288.4M | $11.1M | |
| Profit | $90.8M | $80.3M | $68.3M | $71.1M | |
| Revenue growthChange in sales versus the prior year. | 9.6% | — | 12.5% | -53.8% | -20.7% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | 27.7% | — | 23.7% | 643.2% | 333.5% |
| Free cash flow marginCash left after capital spending, as a share of sales. | 29.5% | — | 37.8% | — | 37.8% |
| Return on equityProfit against the owners' stake in the company. | 9.6% | 9.0% | 4.3% | 9.6% | 9.0% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 13.07x | 16.02x | 17.54x | 13.75x | 16.02x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.26x | 1.43x | 0.75x | 1.32x | 1.32x |
| Debt to equityTotal liabilities compared with owners' stake. | 7.94x | 6.70x | 6.34x | 10.11x | 6.70x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 6/6 | 3/5 | 7/7 | 5/6 | 5.0 |
| Bankruptcy riskAltman Z-Score zone. | n/a for banks | n/a for banks | not reported | n/a for banks |
How UVSP compares with the others
- UVSP's profit margin of 27.7% is lower than the median of the other companies selected (333.5%).
- Its revenue grew faster than the median of the other companies selected: 9.6% against -20.7%.
- It trades at a lower P/E than the median of the other companies selected: 13.1x against 16.0x.
- Its liabilities are higher relative to equity than the median of the other companies selected: 7.9x against 6.7x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.