How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
Side by side
Compare
Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | USCBUSCB FINANCIAL HOLDINGS, INC. | SBKOSummit Bank (Oregon) | LARKLANDMARK BANCORP INC | TYFGTri-County Financial Group, Inc. | Median of the restexcluding USCB |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $19.99▼ 2.76 (12.13%) | $25.50▼ 0.01 (0.04%) | $32.63▼ 0.34 (1.03%) | $81.00▲ 0.11 (0.14%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 8.0/10 | 7.3/10 | 8.0/10 | 7.3/10 | 7.3/10 |
| Market value | $400.9M | $199.0M | $188.7M | $192.4M | |
| Revenue | — | $57.2M | — | $17.2M | |
| Profit | $26.1M | $14.4M | $18.8M | $13.7M | |
| Revenue growthChange in sales versus the prior year. | — | 12.1% | — | 10.2% | 11.2% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | — | 25.1% | — | 79.3% | 52.2% |
| Free cash flow marginCash left after capital spending, as a share of sales. | — | — | — | — | — |
| Return on equityProfit against the owners' stake in the company. | 12.0% | 11.5% | 11.7% | 8.7% | 11.5% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 15.36x | 13.85x | 10.05x | 14.08x | 13.85x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.85x | 1.60x | 1.17x | 1.22x | 1.22x |
| Debt to equityTotal liabilities compared with owners' stake. | 11.85x | 9.26x | 9.00x | 9.11x | 9.11x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 4/5 | 6/6 | 4/5 | 5/6 | 5.0 |
| Bankruptcy riskAltman Z-Score zone. | n/a for banks | not reported | n/a for banks | n/a for banks |
How USCB compares with the others
- It trades at a higher P/E than the median of the other companies selected: 15.4x against 13.8x.
- Its liabilities are higher relative to equity than the median of the other companies selected: 11.9x against 9.1x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.