How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
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Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | FRAFFRANKLIN FINANCIAL SERVICES CORP /PA/ | ATLOAMES NATIONAL CORP | FUNCFIRST UNITED CORP/MD/ | ISBAISABELLA BANK CORP | Median of the restexcluding FRAF |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $63.63▲ 0.13 (0.20%) | $33.70▼ 0.34 (1.00%) | $45.93▲ 0.01 (0.02%) | $38.69▲ 0.01 (0.03%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 8.0/10 | 8.0/10 | 7.3/10 | 8.0/10 | 8.0/10 |
| Market value | $285.1M | $298.5M | $298.5M | $283.3M | |
| Revenue | — | — | $18.4M | — | |
| Profit | $21.2M | $19.0M | $24.5M | $18.9M | |
| Revenue growthChange in sales versus the prior year. | — | — | 4.0% | — | 4.0% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | — | — | 133.0% | — | 133.0% |
| Free cash flow marginCash left after capital spending, as a share of sales. | — | — | 83.6% | — | 83.6% |
| Return on equityProfit against the owners' stake in the company. | 12.1% | 9.2% | 12.0% | 8.2% | 9.2% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 13.43x | 15.69x | 12.18x | 14.98x | 14.98x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.63x | 1.44x | 1.47x | 1.22x | 1.44x |
| Debt to equityTotal liabilities compared with owners' stake. | 11.78x | 9.26x | 9.25x | 8.55x | 9.25x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 5/5 | 6/6 | 5/7 | 5/5 | 5.0 |
| Bankruptcy riskAltman Z-Score zone. | n/a for banks | n/a for banks | n/a for banks | n/a for banks |
How FRAF compares with the others
- It trades at a lower P/E than the median of the other companies selected: 13.4x against 15.0x.
- Its liabilities are higher relative to equity than the median of the other companies selected: 11.8x against 9.3x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.