How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
Side by side
Compare
Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
Loading price history…
Side by side
Latest annual figures from each company's filings
| Metric | CZBSCitizens Bancshares Corp | OXBCOxford Bank Corp | CNBPCornerstone Bancorp Inc | BORTBank Of Botetourt | Median of the restexcluding CZBS |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $66.90▲ 0.20 (0.30%) | $48.21▲ 0.21 (0.44%) | $120.00▲ 0.00 (0.00%) | $60.01▲ 0.01 (0.02%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 7.3/10 | 7.3/10 | 7.3/10 | 8.7/10 | 7.3/10 |
| Market value | $130.5M | $119.4M | $118.2M | $118.2M | |
| Revenue | $48.3M | $51.0M | $42.0M | $38.1M | |
| Profit | $11.0M | $11.0M | $10.8M | $10.8M | |
| Revenue growthChange in sales versus the prior year. | 12.0% | 6.2% | 10.5% | 21.6% | 10.5% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | 22.8% | 21.5% | 25.8% | 28.3% | 25.8% |
| Free cash flow marginCash left after capital spending, as a share of sales. | 30.1% | 26.9% | 24.3% | 21.6% | 24.3% |
| Return on equityProfit against the owners' stake in the company. | 10.9% | 10.0% | 11.8% | 11.6% | 11.6% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 11.84x | 10.88x | 10.92x | 10.94x | 10.92x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.29x | 1.09x | 1.29x | 1.26x | 1.26x |
| Debt to equityTotal liabilities compared with owners' stake. | 9.97x | 8.91x | 10.27x | 8.87x | 8.91x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 6/6 | 5/6 | 5/6 | 5/6 | 5.0 |
| Bankruptcy riskAltman Z-Score zone. | not reported | not reported | not reported | not reported |
How CZBS compares with the others
- CZBS's profit margin of 22.8% is lower than the median of the other companies selected (25.8%).
- Its revenue growth of 12.0% is in line with the median of the other companies selected (10.5%).
- It trades at a P/E in line with the median of the other companies selected (11.8x against 10.9x).
- Its liabilities are higher relative to equity than the median of the other companies selected: 10.0x against 8.9x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.