How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
Side by side
Compare
Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | CYFLCentury Financial Corp | CZNLCitizens National Corp | FDVAFreedom Bank of Virginia | IBTNInscorp Inc | Median of the restexcluding CYFL |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $49.20▼ 0.30 (0.61%) | $85.00▲ 0.00 (0.00%) | $11.66▲ 0.11 (0.93%) | $28.25▼ 0.01 (0.02%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 7.3/10 | 7.3/10 | 7.3/10 | 10.0/10 | 7.3/10 |
| Market value | $81.2M | $83.0M | $82.8M | $84.0M | |
| Revenue | $25.8M | $24.7M | $32.5M | $29.6M | |
| Profit | $9.2M | $5.7M | $374.6K | $4.4M | |
| Revenue growthChange in sales versus the prior year. | 2.6% | 6.3% | 9.6% | 15.9% | 9.6% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | 35.5% | 23.1% | 1.2% | 14.8% | 14.8% |
| Free cash flow marginCash left after capital spending, as a share of sales. | 29.5% | 22.4% | 9.1% | 1.8% | 9.1% |
| Return on equityProfit against the owners' stake in the company. | 13.9% | 7.1% | 0.4% | 5.6% | 5.6% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 8.86x | 14.55x | 221.03x | 19.16x | 19.16x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.23x | 1.03x | 0.98x | 1.08x | 1.03x |
| Debt to equityTotal liabilities compared with owners' stake. | 6.21x | 7.52x | 11.67x | 12.48x | 11.67x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 6/6 | 6/6 | 6/7 | 2/7 | 6.0 |
| Bankruptcy riskAltman Z-Score zone. | not reported | not reported | not reported | not reported |
How CYFL compares with the others
- CYFL's profit margin of 35.5% is higher than the median of the other companies selected (14.8%).
- Its revenue grew more slowly than the median of the other companies selected: 2.6% against 9.6%.
- It trades at a lower P/E than the median of the other companies selected: 8.9x against 19.2x.
- Its liabilities are lower relative to equity than the median of the other companies selected: 6.2x against 11.7x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.