How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
Side by side
Compare
Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | CIWVCitizens Financial Corp (Delaware) | JBTCJonestown Bank and Trust Co of Jonestown Pennsylvania | PNBKPATRIOT NATIONAL BANCORP INC | ORBNOregon Bancorp Inc | Median of the restexcluding CIWV |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $56.00▼ 0.45 (0.80%) | $42.24▼ 0.26 (0.61%) | $0.8238▲ 0.02 (2.98%) | $40.30▲ 0.30 (0.75%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 8.7/10 | 8.7/10 | 4.0/10 | 6.0/10 | 6.0/10 |
| Market value | $100.2M | $102.8M | $94.7M | $99.7M | |
| Revenue | $30.9M | $42.7M | — | $25.7M | |
| Profit | $10.2M | $10.0M | -$12.7M | $3.2M | |
| Revenue growthChange in sales versus the prior year. | 19.1% | 15.2% | — | -7.7% | 3.8% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | 32.9% | 23.4% | — | 12.5% | 17.9% |
| Free cash flow marginCash left after capital spending, as a share of sales. | 40.4% | 35.6% | — | — | 35.6% |
| Return on equityProfit against the owners' stake in the company. | 16.5% | 11.1% | -13.4% | 4.2% | 4.2% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 9.84x | 10.27x | — | 31.07x | 20.67x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.62x | 1.14x | 1.00x | 1.30x | 1.14x |
| Debt to equityTotal liabilities compared with owners' stake. | 10.40x | 9.93x | 10.49x | 4.91x | 9.93x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 6/6 | 6/6 | 2/6 | 4/6 | 4.0 |
| Bankruptcy riskAltman Z-Score zone. | not reported | not reported | n/a for banks | not reported |
How CIWV compares with the others
- CIWV's profit margin of 32.9% is higher than the median of the other companies selected (17.9%).
- Its revenue grew faster than the median of the other companies selected: 19.1% against 3.8%.
- It trades at a lower P/E than the median of the other companies selected: 9.8x against 20.7x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.