How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
Side by side
Compare
Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
Loading price history…
Side by side
Latest annual figures from each company's filings
| Metric | CITZCitizens Bancshares Corp (South Carolina) | UWHRUWHARRIE CAPITAL CORP | NACBODNB Financial Corp | MFBPM&F Bancorp Inc | Median of the restexcluding CITZ |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $48.51▲ 0.46 (0.96%) | $14.01▼ 0.04 (0.28%) | $86.00▼ 1.00 (1.15%) | $49.00▲ 0.45 (0.93%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 7.3/10 | 8.0/10 | 7.3/10 | 7.3/10 | 7.3/10 |
| Market value | $94.7M | $100.5M | $99.0M | $94.7M | |
| Revenue | $48.3M | — | $30.2M | $23.9M | |
| Profit | $11.0M | $11.4M | $7.0M | $4.3M | |
| Revenue growthChange in sales versus the prior year. | 12.0% | — | 10.3% | 0.5% | 5.4% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | 22.8% | — | 23.3% | 18.0% | 20.6% |
| Free cash flow marginCash left after capital spending, as a share of sales. | 30.1% | — | 29.7% | 11.5% | 20.6% |
| Return on equityProfit against the owners' stake in the company. | 10.9% | 17.5% | 10.4% | 3.2% | 10.4% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 8.59x | 8.85x | 14.07x | 22.01x | 14.07x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 0.94x | 1.55x | 1.46x | 0.71x | 1.46x |
| Debt to equityTotal liabilities compared with owners' stake. | 9.97x | 17.27x | 10.29x | 2.80x | 10.29x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 6/6 | 5/6 | 6/6 | 4/6 | 5.0 |
| Bankruptcy riskAltman Z-Score zone. | not reported | n/a for banks | n/a for banks | not reported |
How CITZ compares with the others
- CITZ's profit margin of 22.8% is higher than the median of the other companies selected (20.6%).
- Its revenue grew faster than the median of the other companies selected: 12.0% against 5.4%.
- It trades at a lower P/E than the median of the other companies selected: 8.6x against 14.1x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.